Discover the best window-type air conditioners with 0% interest 

for your ultimate comfort in the hot weather

Capture your sun-soaked memories with the hottest smartphones, available via Home Credit's 0% 

interest installment deal this dry season

Now that the hot weather is finally upon us, we are gearing up for remarkable out-of-town trips to fully embrace the summer vibes. It is time to make the most of the season and beat the intense heat, whether that means taking a refreshing dip in cool pools or beautiful beaches, exploring breathtaking nature, or embarking on a relaxing road trip.

To ensure your summer getaway is the most unforgettable one yet, you need to have the right gear, which allows you to enjoy your adventure without worries. Home Credit, one of the country's leading consumer finance companies, is here to help you out by providing a guide with all the travel essentials for an epic 

summer vacation.

Capture every moment with an excellent smartphone. When going on a vacation, your smartphone becomes your ultimate companion. With just a tap, you can easily capture unforgettable moments and spectacular views with the camera so you can relive these 

memories later. Additionally, you can effortlessly share your adventures on social media to showcase your experiences. Smartphones also allow you to stay connected with your friends and loved ones while on vacation and 

provide quick access to must-have tools you may need during your trip, such as navigation. 

If you are looking for a powerful smartphone for your summer escapades, consider upgrading to these models you can check out through Home Credit’s Shoppingmall.ph. 

When it comes to flagship features—

from camera capabilities to overall performance, you can opt for the Samsung Galaxy S22 Ultra 256GB/12GB Phone and the Apple iPhone 14 Pro Max 128GB, Space Black Phone. 

For a stylish yet powerful smartphone that can complement your travel outfits, the Vivo V29E 256GB/12GB or the Realme 9 Pro Plus 256GB/8GB Phone are excellent choices. 

Meanwhile, the Honor X8b 

512GB/16GB and the Xiaomi Redmi Note 13 Pro Plus 5G 512GB/12GB are also worth considering if you are searching for a device with sizable storage for your photos but also comes equipped with ultra-clear. 

With a new smartphone, be sure to also invest in a waterproof phone case, especially if your summer destinations include beaches or pools with water activities. This can protect your phone from potential damage caused by water splashes and enable you to use your device even in wet conditions.

Finding a power outlet to charge your phone during your adventures can be a hassle, especially when you are in unfamiliar areas. This can also interrupt the fun of your experience. Carrying a high-capacity power bank with you ensures that your smartphone and other devices remain powered up so you can continue capturing photos, enjoying music, and more. And, of course, remember to bring your charger cord in case your power bank lacks a built-in one. 

Music serves as an excellent tool for setting the mood and ambiance of your vacation, which can help create lasting memories. When going on your much-awaited vacation, take your headphones or portable speakers with you to enhance the summer experience with your favorite tunes and have a blast with your friends and family.

You may experience intense heat during your summer vacation. This makes it crucial to bring your water bottles with you to stay hydrated. As it keeps you refreshed in your summer activities, it also helps minimize the use of plastic bottles. You can consider bringing insulated water bottles to keep your refreshments cool even in hot weather.

Being outdoors exposes your skin to sunlight containing harmful ultraviolet (UV) rays that can lead to skin conditions like painful sunburn. Take care of your skin by packing and applying sunscreen with a high SPF that provides a strong defense. This empowers you to enjoy outdoor activities without concerns for your 

skin. For continuous protection, be sure to reapply as needed, especially after swimming or excessive sweating.

Choose a lightweight yet spacious travel backpack with multiple compartments so you can carry and organize all your essential items— from a power bank to your water bottle, sunscreen and your summer outfits. This ensures you have everything you need for an unforgettable and well-prepared vacation.

As you prepare for an unforgettable summer getaway, seize the opportunity to upgrade your device and make your dream smartphone a reality to capture all your adventures this season. Do not worry about straining your budget, as Home Credit has a special surprise for you! 

From March 15 to May 31, 2024, keep an eye out for 0% interest deals in flexible payment options for the device you have been longing for. Download the My Home Credit Loan App and visit Shoppingmall.ph to discover this exclusive deal. You can also visit the nearest partner store and talk to a Home Credit sales associate about this exclusive offer.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in Shoppingmall.ph.

Get your device repaired or replaced from damages for no extra cost! It even extends your device’s warranty for one year after the manufacturer’s warranty period has expired. Just add the Home Credit Protect Device Protection plan to your installments so you can enjoy peace of mind for up to two years for as low as P3 per day.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable 

financing in more than 15,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, 

home appliances and furniture, bicycles, and motorcycle accessories to electronics and hardware, sports equipment, and many more 

– offered at low or 0% interest rates in easy monthly installments. 

In its 10th year in the Philippines, Home Credit has served over 10 million Filipinos. Beyond installment financing and related insurance 

services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified 

customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated 

lifestyle.

More information on HCPH is available at www.homecredit.ph. 

Finding the ideal gift amidst the whirlwind of wedding preparations is no easy feat, yet it's one task that’s filled with heartfelt intentions. For Diana Marie Mendoza-Zabala, a devoted high school Science teacher, this quest took on a new significance just three days before saying “I do.” to Joemar Zabala, a secondary Social Studies educator.

The perfect partner para sa love

Wedding preparations are usually hectic, and Diana and Joemar weren’t exempted from this experience when they started getting ready for their big day. Their schedules and calendars were so full that Diana almost forgot to buy a special gift for Joemar, a present that was intended to be a part of their vows. 

Three days before their special day, Diana revisited the mall where they first crossed paths with a clear idea of what she wanted to give him—a watch that would perfectly symbolize their enduring, timeless love. She scoured the mall and found a variety of options, some more affordable than others, but a particular timepiece caught her attention.

“Noong bumili ako ng gift para sa wedding namin, sa SM Store sa Lucena City ako pumunta. Yung gift na gusto kong ibigay ko sa kanya is relo, pero that time, kapos na kami sa budget. Iniisip ko talaga paano ko ma-a-avail yung relo kung wala naman akong hawak na pera para mabarayan siya ng full payment. Buti na lang tinawag ng sales lady yung sales associate ng Home Credit at nasabihan niya ako na ‘Sakto, Ma’am, naka-promo kami ngayon, 0% interest. 

Bago ko ibigay yung regalo kay Joemar, gumawa ako ng letter para sa kanya; pero sa dulo ng message, sinabi ko na bayad na ang downpayment ng relo, siya na nga lang ang bahala sa installment na three months, pero 0% interest naman,” Diana happily recalled. 

(I purchased my wedding gift for Joemar in SM Store Lucena. I really wanted to give him a wristwatch as a gift, but at that time, I didn’t have enough money for it. I was thinking of possible ways to get it, even though I didn’t have enough cash on hand, when the sales lady assisting me called for Home Credit’s sales associate. The associate then went on to tell me that, as luck would have it, Home Credit had a 0% interest promo at that time. 

Before I gave my gift to Joemar, I wrote him a letter, indicating in the last part that I had already paid for the wristwatch’s downpayment, he just needed to pay for the remaining three-month installment fees, but with no interest). 

The lifelong companion in every chapter

And then, it was D-day. As Diana presented Joemar with her gift availed through Home Credit, videographer Bryant Nanez captured the heartfelt moment, where Diana even presented Joemar with the Home Credit care card as part of her present, in a sensational same-day-edit video. The sincerity and distinctiveness of the gesture caused the video, which was posted online, to go viral and quickly garner over 41.5K views. The unexpected attention from the public was a delightful surprise for the couple, who were overjoyed to see their wedding inspiring viewers.

“At Home Credit, we understand the importance of celebrating life's special moments, especially when it comes to love. As a trusted lifestyle partner, our commitment lies in delivering convenient and fast access to credit, empowering Filipinos to lead the lives they deserve. We are overjoyed to be a part of not just Diana and Joemar's beautiful love story, but also of the multitude of life stories that we touch through our services,” Sheila Paul, Chief Marketing Officer of Home Credit Philippines, expressed.

Joemar conveyed his heartfelt appreciation to Home Credit for consistently serving as a reliable partner throughout the various chapters of his life. 

“Kung tao si Home Credit, lubos kaming magpapasalamat sa kanya dahil noong walang-wala ako, naging malaking tulong ito para sakin.  Ngayon na nagsisimula na kami bilang mag-asawa, gusto naming makapagpundar ng mga gamit, at naisip namin na why not i-try namin gamit ang Home Credit.

Pero hihintayin muna namin na matapos ang existing loan namin dahil ang pagkuha ng loan ay isang proseso na kailangang pagplanuhan kung kailan dapat kunin. Ito ay isang responsibilidad at ang mga nagagamit natin na galing sa hiram ay kailangan nating bayaran dahil napakinabangan na natin ang mga ito, at dahil naging mabait ang mga nagpahiram nito at napakabilis lang din naman ang proseso,” Joemar remarked.

(If Home Credit were a person, we would thank them profusely because they were there for us when we had close to none. Now that we are starting our married life, we would like to build a home and try to use Home Credit for it.

However, we would wait first to finish our existing Home Credit loan, since acquiring loans is a process that needs thorough thinking and planning. Getting loans is a responsibility, and the things that we get to use and enjoy because of it need the right repayments since the creditor was generous enough to let us borrow, and the process of borrowing was also fast and convenient.)

With this touching wedding tale, how did Joemar discover the love of his life, Diana? To unveil the enchanting story that binds them, let's rewind to the very beginning.

A tale of love at first sight

Diana and Joemar's charming love story unfolded when fate intervened one day. According to Joemar, the magic began with a love-at-first-sight encounter. Sometime in 2017, while browsing through social media, he stumbled upon Diana's profile, tagged in a wedding photo shared by mutual friends.

“Social media talaga ang naging way para magkakilala kami nitong aking asawa. [Noong nakita ko siya], sabi ko, why not i-chat ko siya? Noong first time ko siyang na-meet, parang na-love at first sight ako. Na-realize ko agad na magiging asawa ko siya,” Joemar fondly reminisced.

(Social media paved the way for our paths to cross. When I first saw her profile, all I could think of was sending her a chat message. The first time I met her, it felt like love at first sight, and I already knew back then that she would be my future wife.)

Following their initial meeting, their love blossomed, leading them to officially become a couple. During the first two years of their relationship, they chose to keep things lowkey, recognizing Diana's parents' protective nature. They discreetly went on dates, always respecting her parents' wishes, and adhering to her 7 PM curfew, despite both being of legal age.

As a couple, Joemar and Diana share a simple yet meaningful connection, marked by common hobbies, interests, and values. They enjoy exploring different restaurants, savoring new experiences one venue at a time—and being practical about it. This love language formed the foundation of their relationship. 

Seven years down the road, Joemar and Diana embraced the next chapter of their love story, deciding to exchange vows and tie the knot in 2023. After their union, Joemar and Diana were abundantly blessed. They acquired a new home and a car, and the blessings continued with the anticipation of a baby on the way.

Learn more about Joemar and Diana’s love story here.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in Shopping Mall Philippines. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 15,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles, and motorcycle accessories to electronics and hardware, sports equipment, and many more – offered at low or 0% interest rates in easy monthly installments. 

 

In its 10th year in the Philippines, Home Credit has served over 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle.

More information on HCPH is available at www.homecredit.ph. 

MANILA, PHILIPPINES– Home Credit Philippines, the country’s leading consumer finance company, officially introduces celebrated actress Marian Rivera as its latest brand ambassador to welcome a merrier holiday season.

Widely recognized for her iconic roles in television series and movies, Marian has made a mark as a multifaceted talent. She is also a successful entrepreneur, a renowned model, a talented dancer, an excellent TV host and a TikTok star.

While she takes on various roles in her career, Rivera is unwavering in her dedication as a mother of two and a wife, always prioritizing her family’s needs to provide them with the life they truly deserve—a trait perfect fit for the brand as she embodies the aspirations of every Filipino. 

“Marian Rivera represents the nature of Filipinos—being able to provide their loved ones and even themselves with the life they desire. As we welcome her to our Home Credit family, we are confident that her values will resonate with our customers. Together with Marian Rivera, we look forward to making this holiday season truly special for Filipinos,” Shiela Paul, Home Credit’s Chief Marketing Officer, said.

Alongside the introduction of its newest brand ambassador, Home Credit also unveils a range of holiday offers for the Filipinos to pursue their personal and family goals with confidence this holiday season. 

Among these deals include the back-for-a-limited-time promo, The Great 0% Festival, which offers 0% interest rate offer on various installment payment options, ranging from six to 18 months. Available through Home Credit partner stores or Shoppingmall.ph, this offer covers a variety of lifestyle and tech products, including mobile phones, laptops, appliances, furniture, and more, allowing users to realize their goals and make this holiday season unforgettable for themselves and their loved ones.

“As the country’s trusted partner ‘Para Sa Life,’ we want to enable our users to turn their personal and family goals into reality this holiday season. Our 0% interest rate offer on various lifestyle and tech products are not just financial services but relevant tools for the Filipinos to achieve the lifestyle they aspire for themselves and their families, especially during this festive time of the year. We hope that celebrating the holidays is a time when dreams are fulfilled and aspirations are realized,” Paul concluded.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 15,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles, and motorcycle accessories to electronics and hardware, sports equipment, and many more – offered at low or 0% interest rates in easy monthly installments. 

 

In its 10th year in the Philippines, Home Credit has served over 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle.

More information on Home Credit Philippines is available at www.homecredit.ph.  

With the new school year ahead, parents, especially moms, are taking charge of preparing everything their kids will need to equip them with essential tools this back-to-school season. However, as we embrace the era of modern learning, where technology has taken center stage in driving students’ education, providing them with the right study devices is no longer a luxury but a necessity.

 

Luckily, getting these devices does not require breaking the bank, as Home Credit is the key to availing these gadgets in low monthly installment plans with 0% interest.

 

From budget-friendly laptops under PhP1,499 per month to ‘sulit’ study tablets for schooling below PhP999 per month, the leading consumer finance company offers a wide range of options you can choose from to provide your kids with an efficient partner this academic year. Some of these options include:

 

First on the list of value-for-money laptops below PhP1,499 per month is the ASUS Ryzen 3 Laptop. Equipped with an AMD Ryzen 3 processor complemented by 8GB of RAM, this ASUS laptop can easily handle everything without lags—whether it's taking notes, conducting research, working on assignments and projects, or accessing learning platforms.

 

This device also comes packed with 256GB of storage to provide your kids with enough space to save their school files and necessary applications. Additionally, it boasts a 14-inch display and weighs only 1.60kg, making it an excellent choice for students who are always on the go.

 

Another option is the HP 15S i3 Silver Laptop, which you can also get for less than PhP1,499 per month. Powered by an Intel Core i3-1115G4 processor supported by 8GB of RAM, this laptop enables your kids to multitask easily, providing them with an efficient learning partner.

 

Built with a 512GB capacity for substantial storage and featuring a Windows 11 operating system, this HP laptop allows your kids to navigate it easily thanks to its user-friendly interface. With a 15.6-inch display, this device weighs only 1.7kg, providing a lightweight laptop that your kids can easily take to school.

 

Next on the list of laptops below PhP1,499 per month is the Acer Aspire 3 i3. Packed with an Intel Core i3-1215U processor and partnered with 8GB of RAM, this device can smoothly handle basic school tasks like web browsing, opening documents and files, and much more.

 

Apart from that, this Acer laptop features a 512GB internal capacity, offering ample storage for your kids throughout the school year. Additionally, the device boasts a 15.6-inch display for comfortable viewing of study materials. With an approximate weight of 1.78kg, it is easy to carry.

 

If you are looking for more portability for your kids, a tablet is the right fit. For this purpose, Home Credit offers a wide array of tablets to choose from, all below PhP999 per month. One of these options is the Realme Pad 32GB/3GB Tablet.

 

Built with a Helio G80 processor and 3GB of RAM, this budget-friendly tablet provides efficient performance that your kids can rely on when working on their school tasks. With a 32GB internal capacity, it offers enough storage to keep your kids’ notes, digital materials, and educational apps throughout the academic year.

 

For a more reliable device, this Realme tablet carries a substantial 7100mAh battery, providing students with enough power every day. It supports an 18W Quick Charge to easily recharge the battery, minimizing downtime for your kids while completing their assignments and projects on time. Sporting a 10.4-inch display and a lightweight design that weighs only 0.44kg, it is highly convenient.

 

Expanding your options for tablets below PhP999 per month is the Samsung Galaxy Tab A8 LTE. Powered by an Unisoc Tiger T618 processor with 4GB of memory, this Samsung tablet offers exceptional performance for your kids' day-to-day tasks.

 

These features are complemented by 128GB of internal storage, expandable with a microSD card of up to 1TB, ensuring that storing large files is never a problem. With a 10.5-inch screen and a 7040mAh battery capacity, this tablet provides your kids with an exceptional learning companion.

 

Furthermore, it includes a built-in screen recorder, enabling students to record live online classes and review them at their convenience. It also offers safety features like Samsung Kids, which allows your children to explore and connect to the Internet securely.

Another tablet below PhP999 per month, available via Home Credit, is the Huawei Matepad T10 LTE. Equipped with a Huawei Kirin 710A processor, this device delivers seamless multitasking, allowing your kids to switch smoothly from one app to the next without experiencing slow response times. This is supported by 2GB of RAM and 32GB of internal storage, contributing to better overall performance.

The Huawei Matepad T10 LTE also boasts a generous 5100mAh battery capacity, providing enough power for your kids to complete their tasks throughout the entire day. The Huawei Matepad also features a 9.7-inch HD screen for incredible viewing and weighs only 450g, ensuring easy portability for your kids.

 

Empower your children's school year now with ‘sulit’ study laptops and tablets! Don't miss out on Home Credit's back-to-school promotion, offering staggered payment options with 0% interest to provide your kids with the learning partner they deserve!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 14,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles and motorcycle accessories to electronics and hardware, sports equipment, and many more – offered at low or 0% interest rates in easy monthly installments. 

 

Nearing its 10th year in the Philippines, Home Credit has served close to 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle. More information on HCPH is available at www.homecredit.ph.

Enjoy a limited-time offer of a Php300 discount, 0% interest with no processing fee on three months installments on school essentials when you shop at SM Store with Home Credit!

Taguig City, Philippines – As the back-to-school season approaches, it is time again to start shopping for your kids' supplies and essentials. However, with new shoes, notebooks, uniforms, and other items to purchase, the costs can quickly add up.

This yearly ritual presents a challenge for many parents due to rising expenses. That is why it is essential to find cost-effective solutions and budget-friendly strategies to ensure children have what they need without straining finances.

Despite the financial aspect, the back-to-school season also offers an opportunity for parents and children to bond as they prepare for the academic year together. Excitement over new school supplies, the anticipation of new experiences, and the joy of reuniting with friends and classmates create an atmosphere of renewal.

Fortunately, Home Credit, the leading consumer finance company, aims to provide a helping hand so parents and kids can enjoy back-to-school shopping while sticking to the budget despite the various expenses, ead.

In a strategic collaboration with the SM Store, Home Credit offers a special promo you can enjoy when you shop this back-to-school season!

With this promo, you can now pay using Home Credit when you shop with your kids to buy school items at the SM Store. Indeed, it is Better Than Cash as you can buy now then pay later to enjoy the amazing perks that Home Credit offers.

You can take advantage of the 0% interest on installments payable in three months by availing a minimum amount of PhP2,000. You can also enjoy this offer with no processing fee plus a PhP300 discount on the original price on your receipt for a more budget-friendly shopping experience.

To take advantage of this special offer, simply visit your nearest SM Store and shop using Home Credit until December 31, 2023. With a quick approval process, you can focus on selecting the best products for your kids’ school needs.

So, hurry up! Head out now to the SM Store near you and start your back-to-school shopping spree today with Home Credit!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 14,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles and motorcycle accessories to electronics and hardware, sports equipment and many more – offered at low or 0% interest rates in easy monthly installments.

Nearing its 10th year in the Philippines, Home Credit has served close to 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle. 

More information on HCPH is available at www.homecredit.ph.