Holiday season has put its game face on –Christmas carols are playing regularly on radio, malls are decked with tinsel and giant ornaments, and friends and family are already in the zone in completing their wish lists. Now may be the perfect time for a gift-giving spree, but what if you’re on a tight budget and can’t afford to spend all your money in one go?

Worry no more! Have a merry, merrier, merriest Christmas and take the stress out of this season with Home Credit as they feature big time deals for smartphones, tablets, computers, TVs, household appliances, and a lot more—at low monthly installments!

“It’s a well-known fact that Filipinos absolutely love Christmas, and always try to give the best gift for each of their loved ones,” says Home Credit Head of Sales Adam Bernasek. “With Home Credit’s exciting 0% promos with our various partner brands and retailers, you can get the perfect gift for each family member, without putting a strain on your budget.”

Dads work hard all year round, so let’s spoil him like he spoils everyone in the house. Why not get him a Samsung 65-inch LED Smart TV with a home theater system, so he can relax like a king after a long day at work? And if gadgets are his thing, treat him to an all-new Samsung Galaxy J5 or Galaxy J7. He will surely enjoy the 5.2-inch screen and a 3,100 mAh battery of Galaxy J5,or the5.5-inch screen and a 3,300 mAh battery of Galaxy J7, among many other cool features.

Find these amazing deals at any AV Surfer Lifestyle Store as they feature TVs from top brands such as Devant, TCL, Samsung, Hisense, Sony, and LG with reasonable terms of six to 12 months at 0% interest rate from Home Credit.You can even have up to two monthly payments waived (final installment for 6 month term; final 2 installments for 12 month term), if you pay on time on all installments!

Thinking of giving dad more than one gift? Go for it! At digitrade, you can bundle up to three items while still enjoying 0% interest, for six and nine month terms.          

Now what about mom? Get something memorable and elegant for the one and only queenat any Automatic Centre branch. Wrap up something as special as she is and get her the Electrolux 56L multi-function oven so she can whip up some of the family’s favorite cupcakes and cookies or bake a juicy roasted chicken for NocheBuena. All items at Automatic Centre are payable in 6 months at 0% interest through Home Credit. And if home decorating is more her thing, then head to SOGO Home and Office Center and choose from a wide selection of furniture packages, at 0% interest!

As for the kids, the OPPO A37 is the perfect gift that can brighten up mandatory holiday selfies, Instagram-worthy food pictures, and just about anything with its 8MP AF Camera. Then, they can transfer and store these pictures in the new Acer Aspire ES14 that has 4GB DDR3L memory and 500 GB 2.5-inch 5400 RPM storage. Visit any MemoXpress center and get your brother or sister the hottest phones and tablets at 0% interest per unit.

Say goodbye to big monthly payments and even bigger shopping bills, thanks to Home Credit! Applying for a Home Credit loan has never been this easy, simple, and fast. Get approved in as little as five minutes with just two (2) valid IDs and a minimum cash out. After which, leave the shop with your purchases and the holiday satisfaction of wish list items crossed out.

Check out other amazing promos Home Credit has to offerin over 1,500 retail stores of 220 partners like Western Appliances, SM Appliance Center, Silicon Valley, AVID, SOGO Home, and Digitrade and make Christmas shopping more convenient and light. 

Might it be a sweet new mobile phone for your child, a karaoke to be used in family reunions, or even a brand-new air conditioner to keep a whole room of guests cool, get all the things you need during the most festive season through Home Credit.

For more information, visit www.homecredit.ph. 

Home Credit Philippines is a consumer finance provider that promotes the principles of financial inclusion and safe lending, providing world-class financing services to qualified customers, often first-time borrowers. Company’s core business is non-cash, no-collateral instore financing of purchases for customers, seeking to buy appliances and mobile devices (computers, tablets, laptops and mobile phones) through monthly installments without a credit card. Home Credit Philippines operates in 14 Philippine provinces, with a blueprint to expand its business to other Philippines developed cities. Home Credit Philippines is headquartered in Pasig City, Metro Manila, total employee strength is over 2,000 and keeps growing, with over 200,000 customers and counting served. Home Credit Philippines is part of Home Credit B.V. (HCBV), an international consumer finance provider. More information on Home Credit Philippines is available at www.homecredit.ph.

Mission
To provide innovative products and excellent services, executed by carefully selected and well trained personnel, that would ensure the continuous growth of the business to sustain it’s profitability and improve the lives of all stake holders and the community where we belong. “This is our commitment to God, our society and the future generation to come.”

Vision
We are the Leading Businessman’s Hotel in all Key Cities in the Philippines and in Asia - We set the Trend!

Values
Guest Delight, Re-engineering, Environment, Attention to details, Teamwork

Meeting modern-day standards of sanitation and safety, each room is guaranteed to satisfy your needs. Managed by experienced veteran hoteliers and staffed by carefully selected and well-trained personnel, EUROTEL will provide you with the best lodging experiences you will ever have. If you want to reserve and check the detailed descriptions of each room in their Facebook page or by visiting to their website. You can also follow them on @myeurotel on Twitter.

BUSINESS FUNCTIONS- The hotel also provides function rooms for a variety of occasions:

- Seminars
- Conventions
- Social Functions

Large function rooms can be tailored to fit management development seminars, strategic planning, team-building and other corporate functions. EUROTEL can even provide lists of potential trainers depending on your needs. All rooms are equipped with the latest audio-visual equipment and training tools necessary for each event. Our rooms can accommodate up to 450 persons and packages are available to fit your budget and particular requirements. Participants can also choose to unwind at the end of the day using its Karaoke on wide-screen.

SPA- An in-house spa is also available for guests. Relax those tense muscles and lay your cares at the hands of our professionally-trained masseuse, either in the comfort of your own room or at our Spa. From body massage, foot scrubs and body scrubs we guarantee a relaxing experience.

Eurozen Bar and Bistro - Sit back and relax at the end of the day at the Eurozen Bar and Bistro. Enjoy a delightful meal or just appetizers while downing your favorite cocktail and drink. Or you could just unwind and watch entertaining programs with our wide-screen LCDs.

Wi-Fi - The hotel also offers unlimited wi-fi access on all floors. Computers are also available at the lobby for free.



You see, the best things for us is yet to come! If you're seeking for a worth, pleasurable and satisfaction- guaranteed staycation, have EUROTEL on your list especially this holiday season! 

According to Samantha Clayton, Herbalife’s director of worldwide fitness and education, it’s all about minimizing impact. “No matter where you are on your personal wellness journey, think twice before over-indulging during the next few weeks. My advice is to, at the very least, try to break even and maintain your weight this holiday season. It’s amazing how easy it is to gain weight in such a short amount of time, and although weight gain is an easy as eating a few too many pieces of pie, taking off those pounds come January is a much harder tasks.”

To keep those calories from creeping on this holiday season, Herbalife is sharping these top 10 tips:

                Tip 1 – No savings:

Don’t cut down or starve all day to enjoy the party at night. Skipping your breakfast and lunch is a not a good way to avoid weight gain. There are many reasons why this is a good tactic; a drop in sugar level, lack of energy and lack of concentration are just a few of the down galls of the “starve and binge” technique. Chances are, if you wait all day to enjoy the party food, you will consume twice the amount because you will be so hungry.

                Tip 2 – Snacks:

Have a healthy protein rich snack before you head out to a holiday party. Filling yourself up on healthy snacks that contain protein will keep you full and stop you from having that extra cup cake.

                Tip 3 – Move around:

Use holiday parties as an opportunity to socialize with your friends. Keep walking around and don’t park yourself next to chips and dips. Walking counts as exercise so the more you move the better.

                Tip 4 – Dance:

Let loose and dance off the party calories; the extra bonus is that the more time you spend dancing the less time you will spend eating.

                Tip 5 – Routing:

Don’t skip your work-outs. The best thing you can do is keep your exercise routine intact. We all know holiday diets can go awry, but if you can at least keep your workouts going it will help.

                Tip 6 – Watch your drinks:

Try to avoid drinking too many sweet drinks. It’s amazing how many calories can be hiding in a simple holiday punch. Stay hydrated with water helps.

                Tip 7 – Maximize your time with quick fix workouts:

If time is tight try to do a quick 10-minute routine in the morning and another 10 minutes before you go to bed. Simple exercises performed in an interval style will help burn some calories and keep you toed over the holidays.

                Tip 8 – Step away from the computer:

Sitting in front of your computer screen looking for that bargain may cost you in the long run. Stay active this holiday season by walking around the shops and carrying bags or boxes doubles up as a workout.

                Tip 9 – Make every minute count:

Think active all holiday season. Take the stairs. Park in the furthest spot from the store. Get outside and go for a walk. The more active you are the fewer points you will gain.

                Tip 10 – Routine:

Don’t wait until January 1st to start you exercise plan, start today. The sooner you get your body into a positive active and healthy routine the better chance you have of reaching your personal health goals.

About Herbalife Ltd.

Herbalife Ltd. (NYSE:HLF) is a global nutrition company that sells weight-management, nutrition and personal care products intended to support a healthy lifestyle. Herbalife products are sold in more than 98 countries to and through a network of independent distributors. The company supports the Herbalife Family Foundation and its Casa Herbalife program to help bring good nutrition to children. Herbalife's website contains information about Herbalife, including financial and other information at www.herbalife.com